burger icon
Rizk Casino
Log In

Terms & Conditions

These Terms govern your relationship with the operator of rizk-casino, accessible via rizk-review.com, and set out the legally binding conditions for use of the site and all associated services. Effective as of 6 November 2025.

Definitions

OBSERVE: Clear definitions ensure transparency and reduce ambiguity in legal interpretation. EXPAND: Incorporate all relevant operational, regulatory, and user-centric terminology. REFLECT: Definitions support consistent application throughout the Terms.

  • Operator: Refers to Zecure Gaming Limited (company registration number C69036), licensed by the Malta Gaming Authority (MGA/CRP/108/2004-05) and operating rizk-casino via rizk-review.com for NZ users. In certain regions, operations may be administered by Netplay Malta Limited (C 81115) under Betsson Group.
  • User/Player: Any individual who creates an account, places bets, or otherwise engages with rizk-casino services through rizk-review.com.
  • Account: A registered user profile enabling participation in casino games, betting, and transactions on rizk-casino via rizk-review.com.
  • Bet: Any monetary stake placed by a User on games or events as offered by rizk-casino.
  • Wager: The act of staking funds on eligible games, including qualifying actions toward bonus requirements.
  • Bonus: Promotional credits, free spins, or other incentives subject to specific activation and wagering conditions.
  • Deposit/Withdrawal: The transfer of funds into or out of a User's account using approved payment methods.
  • NZ Law: Refers to all laws, regulations, and codes of practice governing online gambling in New Zealand, as applicable to offshore operators.

Account Registration

OBSERVE: Registration procedures must comply with both international licensing and NZ-specific requirements on age, identity, and data accuracy. EXPAND: Ensure robust player protection, AML, and responsible gambling provisions. REFLECT: User obligations and operator responsibilities are clearly delineated.

  1. Eligibility: Only individuals aged 18 or older are permitted to register. By registering, Users confirm they are legally permitted to gamble under NZ law and not resident in a jurisdiction where online gambling is prohibited.
  2. Account Creation:
    • Users must provide accurate, current personal details including full legal name, date of birth, and a valid email address.
    • Email verification is mandatory. Access to certain services may be restricted until verification is complete.
    • One account per person; duplicate accounts are strictly prohibited and may result in closure and forfeiture of winnings.
  3. KYC (Know Your Customer) & AML Compliance:
    • Users may be required to submit identity documents (e.g., passport, national ID, proof of address) to comply with anti-money laundering (AML) and responsible gambling regulations.
    • Failure to provide requested documentation may result in suspension or termination of the account.
  4. User Obligations:
    • Users are responsible for maintaining the confidentiality and security of their login credentials.
    • All information provided must be truthful and kept up to date. Misrepresentation may result in account closure and loss of funds.
    • Users must immediately notify customer support at support-en@rizk-review.com of any suspected unauthorized account activity.

Regional Compliance Note: All registration and verification procedures are tailored to meet NZ law, including the Gambling Act 2003 (NZ) requirements for offshore online casinos.

Betting & Gameplay Rules

OBSERVE: Clearly articulate the rules governing bets, gameplay integrity, and user conduct. EXPAND: Address minimum/maximum bet limits, bet modification/cancellation, and behavioral standards in live environments. REFLECT: Ensure fairness and legal defensibility in all gaming operations.

  1. Bet Placement:
    • Bets may only be placed using available account funds. Minimum and maximum bet limits are specified per game and may vary by provider.
    • All bets are final once confirmed. Bets may not be cancelled or modified except in the event of a technical error or as otherwise permitted by the operator's sole discretion.
  2. Gameplay Integrity:
    • Games use certified RNG (Random Number Generator) software, independently tested for fairness and compliance with MGA and NZ standards.
    • Any technical malfunction voids all affected bets and winnings, with original stakes refunded.
  3. User Conduct:
    • Players must refrain from abusive language, harassment, or disruptive behavior in chat and live casino environments. Insults, threats, or incitement of fraud are grounds for immediate account suspension.
    • Collusion, cheating, and use of unauthorized software/tools are strictly prohibited.
  4. Dispute Procedure:
    • Suspected violations should be reported via contact form or live chat. Investigations may result in penalties including bet voidance, account closure, and reporting to relevant authorities.

Regional Compliance Note: All betting and gameplay activity is subject to NZ consumer protection laws and MGA regulations.

Bonus Terms

OBSERVE: Bonuses are subject to strict activation, wagering, and use requirements for regulatory compliance and fraud prevention. EXPAND: Explicitly outline prohibited practices and ensure transparent communication of promotional limitations. REFLECT: Protect both operator and player interests within a robust legal framework.

  1. Activation & Wagering Requirements:
    • Bonuses are available only to verified account holders and must be activated as per the instructions presented in the promotion.
    • Each bonus is subject to a specified minimum deposit and wagering requirement (e.g., 35x bonus amount) within the stated promotional period, not exceeding 30 days from activation in 2025.
  2. Eligible Games & Actions:
    • Only selected games contribute to wagering requirements. A list of eligible and excluded games is published on the promotions page.
    • Attempts to manipulate or circumvent bonus terms (e.g., low-risk betting, hedging, or using multiple accounts) are strictly prohibited and may result in forfeiture of bonus funds and winnings.
  3. Combining Promotions:
    • Unless explicitly stated, bonuses and free spin offers may not be combined or used concurrently. Only one active bonus is permitted per account at any time.
    • Bonus abuse, including the use of VPN or proxy to claim region-specific offers not intended for NZ, is prohibited.
  4. Expiry & Forfeiture:
    • Unused bonuses and associated winnings will expire after 30 days if wagering requirements are not met.
    • The operator reserves the right to amend, suspend, or cancel bonuses at its discretion, subject to prior notice to users.

Regional Compliance Note: All bonus offers and associated terms are adapted to comply with NZ fair trading and advertising regulations, as well as MGA licensing requirements.

Payments & Withdrawals

OBSERVE: Payment systems must support transparency, AML compliance, and user protection, with clear disclosure of limits, fees, and processing times. EXPAND: Address refund conditions, prohibited payment methods, and compliance with NZ anti-money laundering law. REFLECT: Provide user-centric, legally robust financial procedures.

  1. Deposits:
    • Accepted methods include debit/credit cards, e-wallets, and select cryptocurrencies (where permitted under NZ law). The list of supported payment providers is available on rizk-review.com.
    • Minimum deposit is NZ$10; maximum limits may apply based on payment method and account status.
    • No deposit fees are charged by rizk-casino; external provider fees may apply.
  2. Withdrawals:
    • Withdrawals are processed using the same payment method as the deposit where possible. Verification of identity (KYC) is required prior to first withdrawal and may be requested at any time thereafter.
    • Minimum withdrawal is NZ$20. Maximum daily, weekly, or monthly withdrawal limits apply and are specified in the cashier section.
    • Withdrawal requests are processed within 24-72 hours, subject to verification and provider processing times.
    • No withdrawal fees are charged by rizk-casino for standard transactions; expedited or non-standard withdrawals may incur fees, which will be disclosed in advance.
  3. Refunds & Chargebacks:
    • Refunds of unused deposit funds may be requested, subject to AML checks and approval. Bet and bonus refunds are only available in the event of technical error, game malfunction, or as otherwise required by law.
    • Chargebacks or payment reversals may result in immediate account suspension and reporting to relevant authorities.

Regional Compliance Note: All payments and withdrawals comply with NZ Anti-Money Laundering and Countering Financing of Terrorism Act requirements. Operator reserves the right to request additional documentation to ensure compliance.

Limitation of Liability

OBSERVE: Operator liability must be transparently defined, including explicit exclusions and caps. EXPAND: Cover technical issues, force majeure, and user responsibility. REFLECT: Protect operator from disproportionate claims while ensuring fairness to users.

  1. Operator Obligations:
    • The operator undertakes to provide fair, secure, and accurate gaming services in accordance with MGA and NZ laws.
    • All games are subject to independent testing and compliance audits.
  2. Exclusions of Liability:
    • The operator is not liable for losses resulting from technical failures, system errors, network interruptions, or events beyond its reasonable control (force majeure).
    • No liability is accepted for losses arising from user error, unauthorized account access due to weak or compromised passwords, or failure to comply with these Terms.
  3. Maximum Compensation:
    • In all cases, operator's aggregate liability is capped at the amount of the bet or wager placed by the user in relation to the relevant event or game.
    • Nothing in these Terms shall exclude liability for death, personal injury, or fraud where such exclusion is prohibited by law.

Regional Compliance Note: These limitations are subject to mandatory consumer protection laws of NZ, which may confer additional rights to users.

Intellectual Property Rights

OBSERVE: Ensure operator's IP rights over content and technology are clearly asserted. EXPAND: Address unauthorized uses and protective measures. REFLECT: Safeguard brand assets and site integrity.

  • Copyright Notice: All content, graphics, logos, software, and materials on rizk-review.com and associated sites are the exclusive property of the operator or its licensors, protected under international copyright laws.
  • Prohibited Uses: Copying, reproducing, modifying, distributing, or exploiting any content or software without express written permission is strictly prohibited.
  • Trademarks: "Rizk-casino" and related marks are trademarks of Betsson Group or its affiliates. Unauthorized use is subject to legal enforcement.

Privacy & Data Protection

OBSERVE: Communicate data processing commitments and legal basis for handling user information. EXPAND: Reference privacy policy and regulatory standards. REFLECT: Reassure users about data security and compliance.

  • All personal data is processed in accordance with the Privacy Policy and applicable data protection laws, including the EU General Data Protection Regulation (GDPR) and NZ Privacy Act 2020.
  • Users are encouraged to review the Privacy Policy for detailed information regarding data collection, use, retention, and user rights.

Changes to Terms

OBSERVE: Updates to terms must be communicated transparently and allow user choice. EXPAND: Define notification methods and user rights. REFLECT: Ensure compliance with NZ consumer law and MGA guidance.

  • The operator reserves the right to amend these Terms at any time, effective upon posting on rizk-review.com or notification via email and/or site banner.
  • Users will be notified of material changes at least 7 days in advance, except where immediate change is required for legal or regulatory compliance.
  • If a user disagrees with the updated Terms, their sole remedy is to discontinue use of rizk-casino services and request account closure.

Termination & Suspension

OBSERVE: Define clear grounds and fair process for account closure or suspension. EXPAND: Ensure refund protections, user communication, and regulatory reporting as needed. REFLECT: Protect both user and operator interests with due process.

  1. Grounds for Termination/Suspension:
    • Violation of these Terms, suspected fraud, money laundering, self-exclusion requests, or regulatory requirements.
    • Inactive accounts (no login activity for 24 months) may be closed, with remaining balances refunded upon request.
  2. Procedure:
    • Users will be notified by email of suspension or closure, except where prohibited by law or required for regulatory compliance.
    • Subject to verification, all available account balances will be refunded using the last verified payment method, less any outstanding fees or obligations.
    • Appeals may be submitted to customer support within 14 days of notice.

Regional Compliance Note: All terminations and suspensions are handled in accordance with NZ consumer protection and responsible gambling regulations.

Governing Law & Jurisdiction

OBSERVE: Clearly designate applicable law, jurisdiction, and dispute resolution venue. EXPAND: Address conflicts of law and arbitration/court options. REFLECT: Provide legal certainty for both parties.

  • These Terms are governed by and construed in accordance with the laws of Malta, subject to mandatory provisions of New Zealand law applicable to NZ residents.
  • Any dispute arising from or relating to these Terms, use of rizk-casino via rizk-review.com, or any associated services shall be resolved:
    • Primarily through negotiation with customer support;
    • If unresolved, through binding arbitration in Malta under MGA supervision, unless NZ law mandates local dispute resolution or court proceedings;
    • Nothing in this section deprives NZ residents of rights or remedies available under New Zealand law or courts.

Contact Information

OBSERVE: Provide clear, accessible channels for all user queries and legal correspondence. EXPAND: Integrate all available contact data and ensure ongoing support coverage. REFLECT: Facilitate effective communication and regulatory transparency.

Author: Oliver Thompson